tag:blogger.com,1999:blog-8340684.post263498907809055404..comments2024-03-24T09:36:51.494-04:00Comments on delagar: Dag Nabitdelagarhttp://www.blogger.com/profile/18197857250240640822noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-8340684.post-31549715426756556252015-10-16T15:27:59.381-04:002015-10-16T15:27:59.381-04:00My credit card debt was over a hundred thousand at...My credit card debt was over a hundred thousand at one point. But I had to put a ton of medical bills on it when I had cancer. When I had cancer, I was living in one of the many states where hospitals and doctors were allowed to charge interest on what you owed them -- interest to the tune of 27% in one case. At that time, the credit cards were charging less interest.<br /><br />Arkansas is a state that can't charge interest on your medical debt -- at least -- but what that means now is that many places will refuse to do procedures unless you will agree to pay your share of the bill up front. <br />delagarhttps://www.blogger.com/profile/18197857250240640822noreply@blogger.comtag:blogger.com,1999:blog-8340684.post-52356389449730701152015-10-16T15:12:10.849-04:002015-10-16T15:12:10.849-04:00About 8-9 years ago, we took out a personal loan t...About 8-9 years ago, we took out a personal loan to consolidate credit card debt. It was about 25,000 dollars. While we were paying that off, I ended up adjuncting for a long time, and we built up a bunch more debt. We only just paid off the 25K debt, and still had to go into credit card counseling for all this other debt. It seemed endless. But the good thing is that since we are in card counseling, we don't have any credit cards at the moment. Just a debit card. So long story short, we've learned that we cannot be trusted with credit cards. If we have an emergency, we're just fucked. Fortunately, my mom has been helping with the recent unemployment fiasco. But I was pretty unhappy about having to ask. Those dollars come with fish hooks attached, not just strings. Fie upon this quiet life!https://www.blogger.com/profile/12047096700049201873noreply@blogger.com